Visa: 1. Citi divident 1% rebate ($300 limit/year) 2. Citi driver's edge 2% rebate which must be used to buy a car 1% option ($500 limit/year ?) Mastercard: 1.Chase Bell Atlantic 1% rebate 2% rebate from your local Bell Atlantic telphone fee 2. Divident and driver's edge Discover: up to 2% rebate, so so American Express: up to 2% rebate but may have membership fee check their website